Important Legal Notices
Centex Hospitality Group and Centex Destination Properties are registered trademarks of Centex Corporation, Reg. U.S. Pat. & TM Off.
Centex Corporation and its subsidiaries invite viewers to browse this Website and the linked pages for their individual entertainment and to obtain information about the communities of Centex Destination Properties. The contents, including images and text, within http://www.centexhospitalitygroup.com related pages are copyrighted, and Centex grants a limited license to viewers to download or print pages from the Website for individual use only, and not for any commercial purposes. Use of this Website by viewers is predicated upon their agreement to abide by these terms and the other terms included in the Intellectual Property statement.
We endeavor to keep the information on this Website current, complete, and accurate. However, if you are interested in purchasing real estate in communities that are identified on this Website, then we encourage you to contact us to receive more information, although the laws of your state will dictate our ability to provide you with additional information. The information presented on this Site is provided for general reference only and is not a representation of the content of the sales contract or other offering documents and governing documents for any community featured on this Website.
This is not an offering in any jurisdiction where prior registration is required. Artist renderings, photos, prices, and planned amenities based on current development plans are subject to change without notice. Use of certain recreational amenities may be subject to membership requirements, additional fees and availability.
Some of the communities identified on this Website have been registered with the Department of Housing and Urban Development (HUD) in accordance with the Interstate Land Sales Full Disclosure Act and with certain states. Please refer to the particular community websites that are linked through this Website for complete disclaimers. Below are certain disclaimers provided for informational purposes:
For communities that have been registered with HUD: OBTAIN THE PROPERTY REPORT REQUIRED BY FEDERAL LAW AND READ IT BEFORE SIGNING ANYTHING. NO FEDERAL AGENCY HAS JUDGED THE MERITS OR VALUE, IF ANY, OF THIS PROPERTY.
For communities offered to Californians: WARNING: THE CALIFORNIA DEPARTMENT OF REAL ESTATE HAS NOT INSPECTED, EXAMINED OR QUALIFIED THIS OFFERING.
For Florida Condominium Projects: ORAL REPRESENTATIONS CANNOT BE RELIED UPON AS CORRECTLY STATING REPRESENTATIONS OF THE DEVELOPER. FOR CORRECT REPRESENTATIONS, MAKE REFERENCE TO THIS BROCHURE AND TO THE DOCUMENTS REQUIRED BY SECTION 718.503, FLORIDA STATUTES, TO BE FURNISHED BY A DEVELOPER TO A BUYER OR LESSEE.
Some communities may feature builders that are independently owned and operated and are not affiliated with Centex Destination Properties, Centex Homes, or any affiliates thereof. References to or approval of such builders by Centex Destination Properties shall not be construed as an endorsement, warranty or certification by developer of builder or builder's performance by Centex Destination Properties, Centex Homes, or any affiliates thereof.
No statement contained on this Website or on any website featuring a particular community should be construed as investment advice. Prospective purchasers are urged to seek expert investment advice.
- Equal Housing Opportunity
- Privacy Policy
- Intellectual Property
- Linked Sites Statement
- Possibility of Error; Liability Disclaimer
- Centex Corporation
- Homebuilding Subsidiaries of Centex Corporation
- Centex Homes and Resolution of Differences
- Home Building State Licensing Information
- CTX Mortgage Security Statement and Company Privacy
- CTX Mortgage Company Linked Sites Statement
- CTX Mortgage Company Liability Disclaimer
- CTX Mortgage Company State Licensing Information
- Centex Home Equity Corporation State Licensing Information
Equal Housing Opportunity
We are pledged to the letter and
spirit of U.S. policy for the achievement of equal housing opportunity
throughout the Nation. We encourage and support an affirmative advertising
and marketing program in which there are no barriers to obtaining
housing because of race, color, religion, sex, handicap, familial
status or national origin.
Privacy Policy - Effective Date of July 30, 2004
Thank you for visiting a Website owned or controlled by Centex Corporation and/or its subsidiaries
and affiliates (collectively, "we," "us" or "our"). Your privacy is important to us. To better
protect your privacy, we provide this notice explaining our online information practices and the
choices you can make about the collection and use of the personal information you submit on the
Websites on which this Privacy Policy is posted.
The Information We Collect. At our Websites, you can, among other things, view our products,
request information, and gather information about home financing, home insurance, and title and
escrow services. The types of personally identifiable information that may be collected at these
Websites include: name, address, e-mail address, telephone number, fax number, household income
and information about your interest in home ownership.
At our Websites, you can also submit information about other people. For example, you might submit
a person's name and e-mail address to send information about the products and services of Centex
Corporation and/or its subsidiaries and affiliates. The types of personally identifiable information
that may be collected about other people at these pages include: recipient's name, address, e-mail
address, and telephone number.
At certain sections of our Websites, only persons who provide us with the requested personally
identifiable information will be able to obtain pricing information or otherwise participate in
our WebsitesĄ activities and offerings. We may also collect certain non-personally identifiable
information when you visit many of our Websites such as the type of browser you are using
(e.g., Netscape, Internet Explorer), the type of operating system you are using (e.g., Windows
2000 or Mac OS), and the domain name of your Internet service provider (e.g., America Online,
Earthlink).
How We Use the Information. We may use the information you provide about yourself to
fulfill your requests for our products and services, to respond to your inquiries about our
offerings, and to offer you other products, programs or services that we believe may be of
interest to you.
We may use this information to communicate with you, such as to notify you when new products
or services are offered or to fulfill a request by you for information.
We will also use information that you provide for market research purposes, development of
prospect lists and project planning. Information on viewers gathered from inquiries at our
Websites may be used for purposes of offering you property in a Centex Homes community or
other offerings of Centex Corporation or its subsidiaries and affiliates. The use of our
Websites constitutes your permission for such uses.
Centex Corporation and its subsidiaries and affiliates will not knowingly share information
provided by you with anyone other than its subsidiaries and affiliates unless otherwise
disclosed to you by an individual subsidiary or affiliate or except as required or permitted
by applicable law. We do not sell our names or lists unless otherwise disclosed to you by an
individual subsidiary or affiliate. However, no data transmission over the Internet can be
guaranteed to be one hundred percent secure. Accordingly, viewers should note that while it
is our intent to hold private the information you transmit via our Websites or by way of an
Internet electronic mail system or service, Centex Corporation and its subsidiaries and
affiliates cannot promise or ensure that such information will remain confidential or secure.
We may disclose personally identifiable information in response to legal process, for example,
in response to a court order or a subpoena. We also may disclose such information in response
to a law enforcement agency's request or where we believe it is necessary to investigate,
prevent, or take action regarding illegal activities, suspected fraud, situations involving
potential threats to the physical safety of any person, violations of our terms of use, or as
otherwise required by law. In addition, we may transfer information about you if we are acquired
by or merged with another company.
Agents, employees and contractors of Centex Corporation and its subsidiaries and affiliates
who have access to personally identifiable information are required to protect this information
in a manner that is consistent with this Privacy Policy by, for example, not using the information
for any purpose other than to carry out the services they are performing for Centex Corporation
and/or its subsidiaries and affiliates.
Collection of Information by Third Party Sites and Sponsors. Our Websites may contain
links to other Internet sites, which are provided solely as a convenience to viewers and not
as an endorsement of the contents of such sites. In addition, other Internet sites may link
to our Websites without our knowledge or permission. Because Centex Corporation and its
subsidiaries and affiliates have no control over such linked sites, we assume no obligation to
review, and are not responsible for the availability or content of, any off-site pages or any
other sites linked to our Websites. Your linking to off-site pages or other sites is at your
own risk.
We sometimes may offer content (e.g., promotions, access to information concerning home
financing, insurance and title) that is sponsored by or co-branded with identified third
parties. By virtue of these relationships, third parties may obtain personally identifiable
information that visitors voluntarily submit to participate in the site activity. We have no
control over such third parties' use of this information.
Cookies and Other Technical Information. We may send "cookies" to your computer
primarily to enhance your online experience. "Cookies" are files that can identify you
as a unique customer and store your personal preferences as well as technical information
(including click through and click stream data). Cookies can either be permanent (i.e.,
they remain on your computer until you delete them) or temporary (i.e., they last only
until you close your browser). We may also use tracking systems such as "Web beacons,"
which monitor your use of our Websites. Tracking systems (Web beacons or Web bugs) are
small strings of code that provide a method for delivering a graphic image on a Web page
for the purpose of transferring data, such as the IP (Internet Protocol) address of the
computer that downloaded the page on which the Web beacon appears, the URL (Uniform Resource
Locator) of the page on which the Web beacon appears, the time the page containing the Web
beacon was viewed, the types of browser that fetched the Web beacon and the identification
number of any cookie on the computer previously placed by that server. When corresponding with
you via HTML capable e-mail, Web beacons let us know whether you received and opened our e-mail.
On their own, cookies or Web beacons do not contain or reveal any personally identifiable
information. However, if you choose to furnish one of our Websites with personally identifiable
information, this information can be linked to the data stored in the cookies/Web beacons.
Your ongoing use of our Websites constitutes your acceptance of this Privacy Policy, and you
specifically agree to our described use of cookies and Web beacons. You may adjust your browser
to reject cookies from us or from any other site. Additionally, by setting your Web browser to
display HTML e-mails as text only, you may be able to prevent the use of some Web beacons.
Please consult the "Help" section of your browser for more information. However, certain areas
of our Websites can only be accessed in conjunction with cookies or similar devices and you
should be aware that disabling cookies or similar devices might prevent you from accessing
some of our content.
Notification of Changes to Privacy Policy. This Privacy Policy is effective as of the
expressed "Effective Date" written above and may be updated and modified from time to time by
us in our sole discretion. By updating this Privacy Policy, Centex Corporation and its
subsidiaries and affiliates will be notifying you of any material changes, updates or
modifications to this Privacy Policy. Accordingly, we strongly encourage you to periodically
review this Privacy Policy and our Websites in order to keep apprised of our current privacy
practices. If you do not agree to any provision of this Privacy Policy, or any update or
modification thereto, please do not use our Websites.
How to Contact Us. If you have any questions or concerns about this Privacy Policy
or its implementation you may email us at privacy@centex.com or, write to us at:
Intellectual Property
Centex Corporation maintains this Website as a service to Internet users and its use is a
privilege to the viewer. All information is provided without warranty of any kind, either
express or implied or for non-infringement. Access and use of the Website and all company
links are subject to the terms and conditions set forth herein and to all applicable laws
regulating the use of the Internet and those relating to the use of information. The use of
this Website is also subject to all applicable laws involving copyrighted materials and
intellectual property. Centex Corporation reserves the right to revise the terms and
conditions for access to its Website from time to time in its sole discretion.
The following is a partial listing of the trademarks and service marks of Centex Corporation
or its related entities as of December 17, 2002:
AAA HOMES; ADFINET; ADFITECH; AMERICAN GYPSUM; AQUABLOC; B.E.S.T. PROGRAM CENTEX HOMES
BUYERS EDUCATION SEMINAR & TIMELINE (Design); BARRINGTON; BENEFITCHEC; BIG HOMES. LITTLE
PRICES.; BONUSCHEC; BUILDING AMERICA'S NEIGHBORHOODS; BUILDING BETTER FOR LESS; C (Design);
C (Design - Commerce Title Company Logo); CALTON HOMES; CALTON HOMES BUILT BETTER GUARANTEED
LONGER (Design); CAVCO; CAVCO GOLD KEY GUARANTEE; CEDAR COURT; CEDAR SPRINGS; CENTECH SOLUTIONS;
CENTEX; CENTEX CERTAINTY; CENTEX COMMUNITY DEVELOPMENT; CENTEX DESIGN-BUILD PLUS; CENTEX
DESTINATION PROPERTIES; CENTEX DESTINATION PROPERTIES (Design); CENTEX FINANCIAL SERVICES;
CENTEX HOME EQUITY; CENTEX HOME EQUITY (Various designs); CENTEX HOME EQUITY CORPORATION;
CENTEX LIFE SOLUTIONS; CENTEX LIFE SOLUTIONS (Design); CENTEX MATERIALS, LP; CENTEX ON-TIME
ADVANTAGE; CENTEX RESOURCE GROUP; CENTRAL PEST CONTROL INC. (Design); CHAPS; CHEC; CHECBROKER.
COM; CHECCORRESPONDENT.COM; CHECMATE; CHECQUICK; CITYHOMES; CITYHOMES (Design); CITYHOMES OF
AMERICA; COMMERCE LAND TITLE; COMMERCE LAND TITLE CLT (Design); COMMERCE TITLE; CTX; CTX HOME
OWNERSHIP CLUB YOUR KEY TO THE AMERICAN DREAM (Design); CTX HOMEOWNERSHIP CLUB; CTX MORTGAGE
COMPANY; CTX MORTGAGE COMPANY (Various designs); CTX QUALIFIED HOMEBUYER CARD; DESERT ROSE;
DESERT ROSE "A PRODUCT OF CAVCO" (Design); EAGLEROC; EZ XPRESS (Stylized); EZ-XPRESS;
FIRE-BLOC; FIRE-ROC; FIREBLOC; FOX & JACOBS HOMES; FOX & JACOBS HOMES THE MOST HOME FOR YOUR
MONEY; H.O.M.E. CLINIC HOMEOWNER'S MAINTENANCE EDUCATION (Design); HELPING THE WORLD FEEL AT
HOME; HOMETEAM; HOMETEAM LAWN CARE; HOMETEAM PEST CONTROL; HOMETEAM PEST MANAGEMENT; HOMETEAM
SECURITY; HOMETEAM SERVICES; IDEAL PEST CONTROL INC. (Design); ILLINOIS CEMENT CO.; ILLINOIS
CEMENT CO. (Design); IN ALL FAIRNESS; IN ALL FAIRNESS (Design); LENDINGSTREET.COM; LIFE
SOLUTIONS; LPT; M (Design); MARQUIS HOMES BY CENTEX; MARQUIS RESORT HOMES BY CENTEX; MATHEWS
READYMIX; MISCELLANEOUS DESIGN (Diamond Shape w/Diagonal Lines Design); MISCELLANEOUS DESIGN
(Eagle Logo); MISCELLANEOUS DESIGN (House Logo); MISCELLANEOUS DESIGN (Star); MISCELLANEOUS
DESIGN (Sun, Clouds & Rainbow Design); MISCELLANEOUS DESIGN (House Logo-Insurance);
MISCELLANEOUS DESIGN (House Logo-Optima Services); MISCELLANEOUS DESIGN (House Logo-Title
Insurance); MOUNTAIN CEMENT COMPANY; MYCENTEXHOME.COM; MYNEWHOME; N (Design); N (Design -
Nevada Cement Company); NEVADA CEMENT; OPTIMA; OPTIMAIS.COM; PATHWAYS; PEST DEFENSE; PEST
DEFENSE SYSTEM; PESTBAN; PRICECHEC; R (Design); REALITYCHEC; RENAISSANCE LIFE STYLES
COMMUNITIES BY CENTEX HOMES; REPUBLIC (Design); REPUBLIC 54; REPUBLIC FIBER COMPANY;
REPUBLIC GYPSUM; REPUBLIC GYPSUM COMPANY; REPUBLIC PAPERBOARD COMPANY; REPUBLIC PAPERBOARD
COMPANY (Design); REPUBLIC RECYLCLING COMPANY; RIO GRANDE DRYWALL SUPPLY CO.; SAGUARO
(Design - Cactus); SIPP'S; SMOOTHROC; SNUGGLEWIDE; SUBGUARD POLICY MANUAL; SUN BUILT;
SUNBURST (Design); SUNVILLA; TEAL HOMES; TEXAS-LEHIGH; THE LIFE IMPROVEMENT STORE; THE
MOST HOME FOR YOUR MONEY; THE SELECTIVE GROUP; TL (Design); TUBES IN THE GROUND; TUBES
IN THE WALL; TUBES IN THE WALLS; TUBES UNDER THE SLAB; TUBES-IN-THE-STUCCO; TUBES-IN-THE-WALLS
(Stylized); TUBES-UNDER-THE-SLAB; VILLAGER; WA (Design); WATERSHIELD; WAYNE HOMES; WE'RE ALL
ABOUT LIFE; WESTCOURT; WESTERN AGGREGATES; WISCONSIN CEMENT CO.; WISCONSIN CEMENT CO.
(Design); WORRY FREE HOUSE TO SELL CONTINGENCY PROGRAM; YOUR HOME, ON YOUR LOT, YOUR WAY;
YOUR HOME YOUR WAY; YOUR KEY TO THE AMERICAN DREAM
Many of these trademarks and service marks are registered, or have registration applications
pending, with the United States Patent and Trademark Office and/or with other countries or
jurisdictions. Centex Corporation also claims trademark rights to other marks that may not
be explicitly listed including without limitation those used in this website.
THESE MARKS ARE NOT TO BE USED WITHOUT THE EXPRESS WRITTEN PERMISSION OF CENTEX CORPORATION.
Requests for permission should be directed to the attention of Anita Nesser or Amy Witzel in
the Centex Corporation Corporate Law Department, PO Box 199000, Dallas, Texas 75219 9000,
or by e-mail to anesser@centex.com or
awitzel@centex.com. Please note: No other inquiries
should be sent to Ms. Nesser or Ms. Witzel other than intellectual property questions. For
all other inquiries, click on "Contact Us" and select the appropriate Centex entity.
The materials on this Website, including without limitation, all text, graphics, charts,
pictures, photographs, images, line art, icons, renditions and floor plans, are original
copyrighted materials owned by Centex Corporation or its subsidiaries. These materials are
protected by federal law against unauthorized copying and reproduction. Use beyond the
limited license granted to viewers will be prosecuted and Centex Corporation shall seek
recovery of actual or statutory damages (up to $100,000 per work infringed), recovery of
attorneys' fees and other remedies if Centex Corporation or one of its subsidiaries takes
action against any infringing party. The layout and presentation of this Website are also
protectable trade dress under applicable federal law. Copying of Centex Corporation's trade
dress is strictly prohibited.
This Website may contain links to other Internet sites, which are provided solely as a convenience
to viewers not as an endorsement of the contents of such sites. In addition, other Internet
sites may link to this Website without our knowledge or permission. Because Centex Corporation
and its subsidiaries and affiliates have no control over such linked sites, we assume no obligation
to review, and are not responsible for the availability or content of, any off-site pages or any
other sites linked to this Website. Your linking to off-site pages or other sites is at your own risk.
Possibility of Error; Liability Disclaimer
The information, software, products, and services published on this Website may include inaccuracies
or typographical errors. From time to time, and regrettably so, we will make an error in the
description of a floor plan, elevation, price or other important piece of information. Also, we
make regular changes and additions to the information herein. Centex Corporation and its
subsidiaries and affiliates may make improvements or changes in this Website at any time.
In no event shall Centex Corporation and its subsidiaries and affiliates be liable for any
direct, indirect, actual, punitive, incidental, special or consequential damages arising out
of or in any way connected with the use of this Website, whether based on contract, tort,
strict liability or otherwise, even if Centex Corporation and its subsidiaries and affiliates
have been advised of the possibility of damages. Because some states or other jurisdictions do
not allow the exclusion or limitation of liability for consequential or incidental damages, the
above limitation may not apply to you.
Centex Corporation
Centex Corporation is a holding company that does business only through its subsidiaries. Each
reference to Centex Corporation in this notice includes, where applicable, each of its subsidiaries.
Homebuilding Subsidiaries of Centex Corporation
Centex Corporation and its home building subsidiaries, including those named or conducting business under
the assumed names or trade names Centex Homes, Centex Destination Properties, CityHomes, Fox & Jacobs
Homes, The Jones Company, Lexington Homes, Marquis Homes by Centex, Real Homes, The Selective Group, Wayne
Homes, Wayne Homes by Centex, invite viewers to browse this Website and the linked pages for their individual
entertainment and to obtain information about their many wonderful communities. The contents, including images
and text, within www.centexhomes.com's related pages are copyrighted,
and Centex Homes grants a limited license to viewers to download or print pages from the Website for individual
use only, and not for any commercial purposes. Use of this Website by viewers is predicated upon their agreement
to abide by these terms and the other terms included below and in the Intellectual Property statement.
Void Where Prohibited by Law. This Website and the related links do not constitute an offer to sell real property.
Offers to sell property may only be made and accepted at the sales center for the individual communities of Centex
Homes or other homebuilding subsidiaries of Centex Corporation. The materials provided at this site are strictly
for information purposes as a service to Internet users and shall not be construed as an offer in any jurisdictions
where prior registration or other advance qualification of real property is required. Inquire of the specific
community to see if the property is qualified for sale in your jurisdiction.
Prices, plans, dimensions, specifications, material and availability are subject to change without notice.
Illustrations are artistsĄ depictions only and may differ from completed improvements. Depicted room sizes are
approximate. Any facilities labeled "proposed" or "future development" are in formative stages and there is no
guarantee that they will be completed or developed in accordance with any plans or specifications, if at all.
Certain neighborhood or project amenities may not be complete and completion is neither warranted nor guaranteed.
In addition, any illustration shown here depicts just one of the various models of homes offered by Centex Homes
or other home building subsidiaries of Centex Corporation, but that model is not necessarily available on any
particular site or in any particular community. You should therefore consult a sales consultant and refer to the
plans and specifications available at the sales center for the individual community to satisfy yourself on details
such as evaluations, lot size, position, etc. on any particular lot. Despite the efforts of Centex Homes and other
homebuilding subsidiaries of Centex Corporation to provide accurate information, it is not possible to completely
ensure that the ever-changing information affecting their properties is up-to-date. The information contained on
this Website could also contain inadvertent errors or oversights. As such, neither Centex Homes or any other
homebuilding subsidiary of Centex Corporation, nor any party involved in the creation, production or delivery
of the information contained in this Website, can accept any responsibility or liability for any actions taken
as a result of the use of this Website. All information should be verified at the particular community from
which information is desired. Use of the information made available is at the userĄs own risk, and Centex Homes
or other home building subsidiaries of Centex Corporation, shall not be liable for any direct, indirect, incidental,
consequential, special or punitive damages arising from any access, use or inability to access or use the contents
of this Website or for any errors or omissions contained herein or therein.
Centex Homes and Resolution of Differences
At Centex Homes, we are resolved to solve any misunderstandings or disagreements that detract from the
enjoyment of your new home. For more information see our "Resolved to Solve" page at
http://www.centexhomes.com/resolve.asp.
Home Building State Licensing Information
State contractor's licensing information, where applicable, for the various home building subsidiaries
of Centex Corporation (including those operating under assumed names and/or trade names) are as set
forth below:
Arizona - ROC179331 and ROC111596; California - 825943; Florida - CRC058396, CGC025711, CGC059264
and CBC055301; Hawaii - BC-24111; Michigan - 2102157213, 2106152959 and 2102151004; Minnesota - 20076737
and 20273398; Nevada - 0054876, 0054877 and 0054878; New Mexico - 58344; North Carolina - 47781 and
379777; Oregon - 124490; South Carolina - 10848 and 015443; Tennessee - 00022145; Utah - 4790528-5501;
Virginia - 2705037181A; and Washington - CENTEH*044PA and 6011722454.
CTX Mortgage Security Statement and Company Privacy
You expect reasonable privacy and security for your personal financial affairs. CTX Mortgage Company and
its subsidiaries have internal security procedures designed to keep your personal financial information confidential.
Any information that you send to us over the Internet is confidential and is secured against access by third
parties by Secure Socket Layer (SSL) encryption technology. We regularly test and update this technology to
improve the protection and integrity of customer information.
For more than 25 years, CTX Mortgage and its affiliates have recognized and respected our customers right to privacy.
In the course of our business, you may provide us with confidential information concerning your financial affairs
and we understand and appreciate the importance of maintaining the confidentiality of that information.
We strive to meet the highest standards in the conduct of our business and therefore observe both the letter and
the spirit of the law surrounding customer privacy issues.
Maintaining the confidentiality of the information you entrust with us is a responsibility we take very seriously.
We collect, maintain, use and share information about you only where we reasonably believe that it will help administer
our business or provide products, services and other opportunities to you.
This privacy statement covers individual consumers and customers of CTX Mortgage Company and its subsidiaries and affiliates.
Our privacy statement is specifically designed for the protection of consumers, or individuals obtaining a financial
product or service from us for primarily personal, family or household purposes.
Use of personal information
We use your personal information to verify your identity, provide you with quality customer service and
evaluate your request for products and/or services. We also use your personal information to contact you
about offers we believe will be of value to you.
Types of Personal Information
We collect various types of information about you during the normal course of offering and providing
financial products and services. Examples of such information are:
- Information you provide in order to obtain or maintain a service or product, such as loan application data
- Communications from you regarding your loan(s), such as a change of address request
- Information gathered from your transactions and account history with us, our affiliates, and others, such as your loan payment history
- Information obtained from third parties such as consumer reporting agencies or credit bureaus, employers, depository institutions and others, that we use to evaluate a loan application
- Information that we may gather in compliance with certain laws and regulations, such as the Home Mortgage Disclosure Act.
Sharing of personal information with other Centex companies
We may share information about you, as a current or former customer, within our Centex family of companies
in order to provide you with better service and information about financial or other products that may interest
you. For example, we may share transaction and account experience information about you within our family of
companies. However, we do not share personal financial information obtained from applications or credit reports
with another Centex company unless it is helping us respond to your request or service your existing relationship
with us, such as helping us evaluate your application or review your existing loan.
Sharing of personal information with third parties
Individuals or companies outside of the Centex family of companies are considered third parties. Mortgage
lenders are permitted (and sometimes even required) to share customer information with third parties for
certain purposes, such as servicing customer relationships, fraud and risk management, and responding to
transaction requests.
We may share personal information with a third party company in order to offer or support a product or
service that we provide to you. For example, we share payment information with the third party service
provider that creates monthly statements for us.
We may also disclose personal information to companies that perform marketing services on our behalf
or to other financial institutions with which we have joint marketing agreements to offer you a particular
product or service. We have confidentiality agreements with such parties that prohibit them from using
customer information in any way other than as we direct.
In the event that CTX Mortgage or another Centex Company obtains personal non-public information about
you and contemplates sharing such information in a manner inconsistent with this policy, you will be
notified and provided with an opportunity, prior to such disclosure, to elect to exclude your information
from being shared.
We also share personal information as legally required. We may share personal information with law
enforcement agencies or other third parties to prevent or investigate suspected fraudulent activities.
We also provide personal information regarding our customersĄ accounts to credit bureaus for credit
reporting purposes. If you believe we have provided inaccurate information to a credit bureau, please
contact us in writing with your account number and other pertinent information at: National Compliance
Department, CTX Mortgage, P.O. Box 199000, Dallas, Texas 75219-9000.
Sharing of personal information with marketing companies
We do NOT sell customer or former customer lists or personal information to list brokers,
marketing firms or to other third parties.
How we keep information private
We have internal policies and procedures designed to keep customer information safe. These include:
- Allowing access to customer information only to authorized employees performing specific job responsibilities necessitating such access
- Maintaining physical, electronic and procedural safeguards that comply with federal regulations to protect customer information
- Training employees on privacy and disciplining any employees who violate our procedures
Medical and health information
We do NOT share any medical or health information among our family of companies or with third parties,
except to process transactions or to provide services you have requested or initiated.
Reporting incorrect information
If you believe any information we have about you or your relationship with us is incorrect, please notify
us at once. We will take prompt action in making the appropriate corrections. You may contact us in person,
by phone at our toll free Customer Service number, 800-666-5363, or at the following address: National
Compliance Department, CTX Mortgage, P.O. Box 199000, Dallas, Texas 75219-9000.
Questions regarding privacy
If you have additional, questions about privacy please contact us in writing at the following address:
National Compliance Department, CTX Mortgage, P.O. Box 199000, Dallas, Texas 75219-9000.
CTX Mortgage Company Linked Sites Statement
CTX Mortgage Company and its subsidiaries and affiliates have not reviewed the Internet sites linked to
this site, and are not responsible for the content of any off-site pages or any other sites linked to
this site. Your linking to off-site pages or other sites is at your own risk.
CTX Mortgage Company Liability Disclaimer
The information, software, products, and services published on this website may include inaccuracies
or typographical errors. Changes are periodically added to the information herein. CTX Mortgage Company
and its subsidiaries and affiliates may make improvements or changes in this website at any time. In
no event shall CTX Mortgage Company and its subsidiaries and affiliates be liable for any direct,
indirect, punitive, incidental, special or consequential damages arising out of or in any way connected
with the use of this website, whether based on contract, tort, strict liability or otherwise, even if
CTX Mortgage Company and its subsidiaries and affiliates have been advised of the possibility of damages.
Because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential
or incidental damages, the above limitation may not apply to you.
CTX Mortgage Company State Licensing Information
Arizona Mortgage Banker License #BK-0901064. Licensed by the Department of Corporations under the
California Residential Mortgage Lending Act. Licensed by the California Department of Real Estate
(916) 227-0931, License #00886180. Georgia Residential Mortgage Licensee, License #6215 at 2728 N.
Harwood Street, Dallas, Texas 75201. Illinois Residential Mortgage License #M00414, at 2728 N.
Harwood Street, Dallas, Texas 75201. Massachusetts Mortgage Lender License #0837. Not an offer to
enter into an interest rate or discount point agreement under Minnesota Statute 47.206. New Hampshire
Mortgage License #6827MHL for first mortgages and #6826MB for second mortgages. Licensed Mortgage
Banker, New Jersey Department of Banking. New York loans are made by CTX Mortgage Company, Inc., a
Licensed Mortgage Banker - NYS Banking Department, located at 6 Jeanne Drive, Newburgh, New York 12550.
Licensed by the Pennsylvania Department of Banking. Rhode Island Licensed Mortgage Lender.
CTX Mortgage Company does not lend in Alaska, Hawaii, Louisiana, Mississippi, North Dakota, South Dakota and West Virginia.
Centex Home Equity Corporatation State Licensing Information
Arizona Mortgage Banker License #BK-0019134. Licensed by the California Department of Corporations as a
California Finance Lender. Georgia Residential Mortgage Licensee License #11585, 2728 North Harwood,
Dallas, Texas 75201. Illinois Residential Mortgage Licensee, License #4414, 2728 North Harwood, Dallas,
Texas 75201. Massachusetts loans are made by Centex Home Equity. Minnesota loans secured by certain
second mortgage on real property are made by Centex Equity Corporation. Not an offer to enter into
an interest rate or discount point agreement under Minnesota Statute 47.206. New Hampshire loans
are made by Centex Home Equity, License #5631-MB. Licensed Mortgage Banker, New Jersey Department
of Banking. New York loans are made by Centex Home Equity, a Licensed Mortgage Banker-NYS Banking
Department, 3612 34th Avenue, Long Island, New York 11106. Licensed by the Pennsylvania Department
of Banking. Rhode Island Licensed Mortgage Lender. Tennessee loans secured by second mortgages on
real property are made by CHEC Industrial Loan Company. Vermont loans are made by Centex Home Equity.
Centex Home Equity Corporation does not lend in Alabama, Alaska and Hawaii.
